Gerard and Grace Suarez started AMS Financial Group, LLC, in 2005. They both started their financial planning careers at a well-known large financial services firm in 1996 and combined their two individual practices together in 2000. In 2005, Gerard and Grace cofounded AMS Financial Group, LLC, and affiliated with Commonwealth Financial Network®, the largest privately held independent broker/dealer. This relationship ensures that clients have a wide range of investment solutions available and technology to manage and monitor their accounts. Conflicts of interest are eliminated by the fact that Commonwealth does not offer in-house or proprietary investment products.
Grace and Gerard grew up in Seattle, Washington, and now reside in Lake Forest Park, Washington. Outside the office, Gerard and Grace enjoy spending time with their two daughters and stay busy with their many extracurricular activities. Both are active volunteers in their communities and in their daughters' school.
Gerard Suarez, CRPC®, AIF®
Gerard graduated cum laude from the University of Washington School of Mechanical Engineering. He worked as a mechanical and project engineer in the aerospace industry for five years before realizing that he would rather use his analytical skills to help people with their finances. In 1996, he joined one of the nation's largest financial planning firms where he found that he could use his analytical and diverse background to help clients pursue their financial goals and objectives in both complex and straightforward situations. He grew his practice and eventually combined it with Grace's practice after finding that they were more successful in helping their clients reach their financial goals by combining their efforts. Gerard's responsibilities are to create, manage, and update financial plans and investment portfolios. He is an Investment Adviser Representative of Commonwealth Financial Network and is registered in Arizona, California, Colorado, Idaho, Illinois, Minnesota, Montana, New York, North Carolina, Oregon, Tennessee, Texas, Utah, and Washington.
Gerard holds the following designations, registrations, and licenses:
- Chartered Retirement Planning CounselorTM certification, CRPC®
- Accredited Investment Fiduciary® certification, AIF®
- FINRA Series 7, 63, and 65 securities registrations
- Life and health insurance licenses
Grace Suarez, Licensed Paraplanner
Grace serves as the firm's paraplanner. She graduated from of the University of Washington Business School with concentrations in finance and marketing. Upon graduating, she worked in commercial real estate brokering investment properties for seven years. In 1996, to further broaden her investment background, she joined a large financial planning firm where she eventually combined her practice with Gerard's practice and later helped him to establish AMS Financial Group, LLC. She now works behind the scenes helping research ideal investments, developing strategies to help their clients reach their financial goals, and stepping in where she is needed most. She holds FINRA Series 7, 63, and 65 securities licenses through Commonwealth Financial Network, as well as Washington state's life and health insurance licenses.
Debbie Lemons, Licensed Assistant
Debbie joined AMS Financial Group, LLC, in 2007 as a licensed assistant with FINRA Series 7 and 63 registrations through Commonwealth Financial Network. She brings more than 30 years of experience in the banking and financial services industry. Debbie is responsible for all the daily activities associated with client request and service needs. She processes client investment transactions, including opening new accounts, processing trades, distribution request, and account transfers. Debbie resides in Everett with her three bull dogs, Mackenzie, Ester, and Kohl.